To My Dear Students,

Imagine there is a bank that credits your account each morning with $86,400.  It carries over no balance from day to day.  Every evening it deletes whatever part of the balance you failed to use during the day.

What would you do?  You would draw out every cent each day, of course!
Each of us has such a bank.  Its name is TIME.

Every morning it credits us with 86,400 seconds of life.  Every night, it writes off, as forever lost, whatever of this you have failed to invest to good purpose.  It carries over no balance.  It allows no overdraft.  Each day it opens a new account for you.  Each night it cancels the remains of the day.  If you fail to use the day’s deposits, the loss is yours.  There is no going back.  There is no drawing against tomorrow.
If only time was as precious and valuable in our sight as our dollars!

Shabbat Shalom,

Rabbi Miller